Assurna is a licensed insurance brokerage. Policies referenced on this site are issued by independent insurance carriers; Assurna acts as the producer of record. Coverage availability, premiums, riders, and policy terms vary by carrier, state, age, health class, and applicant eligibility, and not all products are available in all states. Intake is reviewed for state licensure before scheduling.
Assurna is not a Registered Investment Adviser under the Investment Advisers Act of 1940 and does not act as an ERISA fiduciary. Nothing on this site constitutes investment, tax, legal, or accounting advice; consult your own qualified professionals before acting on any information presented here. Indexed universal life and other cash-value policies contain non-guaranteed elements (current crediting rates, caps, participation rates, bonuses, and policy charges). Illustrations follow current NAIC actuarial guidelines (AG 49-A and AG 49-B) but are projections, not promises, actual results will vary and may be lower than illustrated. IUL involves risk including reduced cash value, lapse, and potential phantom-income tax consequences if a loaned policy lapses.
Assurna is compensated through commissions paid by insurance carriers when a policy is placed; clients pay nothing directly to Assurna for the brokerage relationship. Sample case studies, illustrations, and projected values shown on this site are anonymized and illustrative only, not guarantees of future results.
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